What is Jewelry Appraisal?
A jewelry appraisal is a professional assessment of your jewelry's characteristics, quality, and value. Unlike a simple estimate, a comprehensive appraisal uses gemological expertise to evaluate every aspect of your piece—from stone quality to metal purity—and determines its fair market value.
Whether you're insuring a family heirloom, preparing for estate settlement, or selling a valuable piece, an accurate appraisal is essential for financial protection and informed decision-making.
Why You Need a Jewelry Appraisal
Insurance Documentation
Protect your investments with accurate replacement value documentation
Estate Settlement
Establish fair market value for inheritance distribution
Selling Valuables
Know your jewelry's true worth before selling
Authentication
Verify authenticity and maker credentials
Key Factors in Jewelry Valuation
Diamond & Gemstone Quality
The 4Cs of diamond grading (Carat, Cut, Color, Clarity) form the foundation of value assessment. Colored gemstones are evaluated on origin, treatment, and saturation.
Metal Type & Purity
Gold, platinum, and silver are valued by weight and purity. A hallmark reading determines exact metal composition—18K gold contains 75% pure gold, while 14K contains 58.5%. Current spot prices fluctuate daily.
Design & Maker
Maker attribution can influence demand. A Cartier or Tiffany piece requires individual assessment of authenticity, condition, design, and comparable sales. Age alone does not guarantee a premium.
Condition & Authentication
Wear, damage, repairs, and restoration history affect value. Antique jewelry authentication determines era and originality, which significantly impacts collector value.